Portfolio Partner Profile

Clearinghouse CDFI

Clearinghouse CDFI (CCDFI) addresses unmet credit needs throughout the U.S. with a focus on CA, NV, AZ, NM, TX, & Indian Country. CCDFI provides direct loans, equity investments, and financial assistance for community facilities, affordable housing, small businesses, commercial real estate, and Tribal lending. CCDFI is both a US Treasury-certified community development financial institution and a B Corp. B Corps are companies who meet rigorous standards of social and environmental performance, transparency, accountability, and use business as a force for good. Over the past 25 years, Clearinghouse CDFI has funded $1.98 billion in total loans for over 2,250 community projects. These projects have created or retained more than 23,000 jobs and benefit over 2.8 million individuals. Clearinghouse CDFI has also funded over 460 PPP loans that have helped save 1,600 jobs across 28 states. 63% of Clearinghouse CDFI’s PPP borrowers are minority- or women-owned businesses.

Featured Impact Story


Pueblo of Laguna, New Mexico

Impact Story

Improved infrastructure, health, and safety for The Pueblo of Laguna, New Mexico reservation land

The Pueblo of Laguna (Laguna) is a federally recognized tribe located in New Mexico 50 miles west of Albuquerque. Residents live in six rural villages across 500,000 acres: Laguna, Mesita, Paguate, Seama, Paraje, and Encinal.

Clearinghouse CDFI provided $14 million of Federal NMTCs for Laguna to develop new wastewater related infrastructure, including sewage, filtration, and piping. Wells Fargo Bank was the project investor and Laguna Economic Advancement was the sponsor. This is the final phase of a $70 million wastewater development originally started in 2011.

The new infrastructure will greatly improve health and safety conditions throughout all six Laguna villages, which have been greatly impacted by the COVID-19 pandemic. This project will also create 40 construction jobs paying above living wage and 3 permanent, full-time jobs paying above living wage with full health and pension benefits.

Learn more about The Pueblo of Laguna.

Impact Story

Pinoleville Pomo Nation – Ukiah, California


The Pinoleville Pomo Nation consists of 280 Native members currently residing in Ukiah, California. The Rancheria has been in existence for over 100 years. In a unique partnership, Clearinghouse CDFI purchased a 90% participation in a $2,240,000 loan to the Pinoleville Pomo Nation to obtain land which was part of the Tribe’s original Rancheria established in 1911 but had since been acquired by a private party.

The loan was originated by Indian Land Capital Company, a Native Community Development Financial Institution, and was further supported by Indian Land Tenure Foundation, a national, community-based organization serving American Indian nations and people in the recovery and control of their rightful homelands. The purchase of the land allows the Pinoleville Pomo Nation to further tribal enterprises for economic development.

Learn more about The Pinoleville Pomo Nation.

Impact Story

San Carlos Apache Tribe – San Carlos, Arizona


The San Carlos Apache Reservation is located in a severely distressed area of San Carlos, Arizona. Established in 1871, the San Carlos Apache is a federally recognized tribe with over 16,000 members. Clearinghouse CDFI provided $5.5 million of NMTC allocation for the construction of three neighborhood facilities, including two community centers and a swimming pool complex. Each facility will be designed to meet the needs of the community, with an emphasis on improving the quality of life for the Tribe’s youth. State Bank of Arizona was the tax credit purchaser and leverage lender for the project.

The new community centers will serve over 9,000 low-income Tribe members and provide access to vital programs such as the Boys and Girls Club, athletics, and food distribution. The facilities will also provide 15,500 hours of educational, recreational, healthcare, and safety services annually at little to no cost to the surrounding low-income community. Each center will create approximately five full-time jobs

Learn more about The San Carlos Apache Tribe.

Impact Story

HBCU Paul Quinn College – Dallas, Texas



Paul Quinn College (PQC) is one of 102 historically black colleges and universities (HBCUs) in the United States. Located in Dallas, TX, PQC was originally founded in 1872 to educate former slaves and their children. Today, PQC proudly educates students of all races and socio-economic classes. As a working college, PQC offers paid jobs for every student, as well as reduced student tuition and fees allowing students to graduate with less than $10,000 in student loan debt.

Clearinghouse CDFI provided $5.84MM in construction and permanent financing for PQC to build its first new, on-campus facility in over 40 years. PQC’s new campus facility will include a dormitory to house 132 students, a gymnasium, and additional classroom/office space. The project will create two permanent, full-time jobs, and 134 parttime jobs for students. PQC will also be able to increase enrollment by an additional 50 students.

This project was made possible through a partnership with Texas Mezzanine Fund and the use of New Markets Tax Credits.

Impact Story

Elko Community Health Center – Elko, Nevada


Elko Community Health Center is a state-of-the-art healthcare campus undergoing development by Community Health Development Partners (CHDP) in rural Elko, Nevada. Facilities will include an ambulatory surgery center offering a broad range of specialty and general care, as well as a medical office building for pre- and post-operation consultations, health and wellness programs, and medical imaging. Clearinghouse CDFI contributed $10 million of Federal NMTCs and $2.9 million of Nevada State NMTCs for development of the Elko Community Health Center. The Federal NMTC investor was U.S. Bank and the state NMTC investor was Stonehenge Capital. The new healthcare campus is expected to open in fall 2021 and will revitalize vacant retail space. CHDP is partnering with local physicians to expand the availability of quality, affordable healthcare in the area. Specialty medical services are expected to include: cardiology, gastroenterology, otolaryngology, ophthalmology, and orthopedics. This project will create 37 permanent, full-time jobs and 47 construction jobs.

Return to Portfolio:

Sectors and Topics:

Affordable Housing
Community Development
Small Business
Gender Equity


North America


United States

US States:

Arizona, California, Nevada, New Mexico, Indian Country

First Year of Investment:




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